Product Access and Daily Transaction Limits
Bitnob Business provides access to different products, services, and transaction limits based on your business's KYB verification tier.
As your business progresses through the verification tiers, you can unlock additional features and increased transaction capacity.
This article explains the products, services, and transaction limits available under each verification tier.
To understand the documents required for each tier, see KYB Verification Tiers and Requirements.
Tier 1 – Basic Business Verification
Tier 1 provides access to essential Bitnob Business services, including payouts to supported African countries, single-use virtual cards, and virtual accounts through the Business dashboard. It is designed for businesses with basic transaction needs and introductory transaction limits.
Category | Product/Transaction Type | Availability/limit |
Product/services | African Payout Corridors | Nigeria, Ghana, Kenya, Rwanda, Uganda, Benin, Togo, Senegal, Gambia, Côte d'Ivoire |
Virtual Cards | 1 single-use card | |
Corporate Cards | Not available | |
Virtual accounts | Dashboard only (API unavailable) | |
USD Wire & ACH | Not available | |
SWIFT Transfers | Not available | |
Transaction Limits | Daily Crypto send | $70 |
Daily Fiat Payout | ₦100,000 | |
Cumulative Crypto Volume | $1,000 | |
Cumulative Fiat Volume | ₦1,000,000 |
Tier 2 – Standard Business Verification
Tier 2 offers increased transaction limits and expanded card access for growing businesses. In addition to the services available under Tier 1, businesses can access corporate cards and issue up to three single-use virtual cards while continuing to use supported African payout corridors and dashboard-based virtual accounts.
Category | Product/Transaction Type | Availability/limit |
Product/services | African Payout Corridors | Same as tier 1 |
Virtual Cards | 3 single-use card | |
Corporate Cards | Available | |
Virtual accounts | Dashboard only (API unavailable) | |
USD Wire & ACH | Not available | |
SWIFT Transfers | Not available | |
Transaction Limits | Daily Crypto send | $5000 |
Daily Fiat Payout | ₦10,000,000 | |
Cumulative Crypto Volume | $50,000 | |
Cumulative Fiat Volume | ₦50,000,000 |
Tier 3 – Enhanced Business Verification
Tier 3 provides access to the full range of supported payout corridors, USD wire and ACH transfers, SWIFT transfers, and expanded card issuance. Eligible fintech businesses can also access virtual accounts through the API. This tier is designed for businesses requiring higher transaction limits and more advanced financial services.
Category | Product/Transaction Type | Availability/limit |
Product/services | Payout Corridors | All supported corridors |
Virtual Cards | Basic and VIP card issuance | |
Virtual accounts | Dashboard and API (API access for eligible fintech businesses only) | |
USD Wire & ACH | Available with invoice attachment. | |
SWIFT Transfers | Available | |
Transaction Limits | Daily Crypto send | Up to $100,000 |
Daily Fiat Payout | Up to ₦100,000,000 | |
Cumulative Crypto Volume | Up to $1,000,000 | |
Cumulative Fiat Volume | Up to ₦1,000,000,000 |
Cumulative transaction volume refers to the total value of applicable transactions, including deposits and withdrawals, within the relevant transaction category.
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